Across North America, public and private insurance policies classify them as “durable medical equipment” (DME). It’s a classification that includes commode chairs, crutches, oxygen equipment, and walkers. The U.S. Food and Drug Administration (FDA) also classifies hospital beds as Class I and II devices. These devices are for patients in need of acute, long-term, or in-home care.
So long as a health care provider certifies that a person needs the bed for use in their home, some plans will cover the costs. Many common medical conditions include:
bone and joint conditions like arthritis and osteoporosis
heart conditions that require the patient to keep the head, heart, or limbs elevated
spinal cord conditions or injuries
neurodegenerative diseases such as dementia or Alzheimer’s
mobility or medical condition that requires a patient to take on new positions to relieve pain or pressure
Regardless of the condition, these care beds can be necessary for independence. For example, the assist rails – which the user or medical staff can adjust to various heights – provide support when the patient wants to get in or out of bed without professional assistance. It’s not the only feature separating hospital beds from conventional options, though.
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