If youve been to the grocery store lately, youve probably suffered sticker shock more than once thanks to a huge spike in inflation over the last two years (Oreos cost how much?). Now were all trying to find ways to make our grocery budgets go even further. And one of the best ways to save money on groceries is to buy in bulk.
Does buying in bulk really save you money? Theres only one way to find out: Swing by your neighborhood warehouse store, eat the samples, and load up that shopping cart! Okay, were kidding (but we are serious about eating the samples).
The trick to saving money by buying in bulk is to have a game plan before you even walk through the door of the store. And weve got one ready for you! Heres what you need to know:
Our top two tips for saving money by shopping in bulk are pretty simple. First, only buy things you know youll use. And second, compare prices!
While it might be tempting to grab that 80-ounce jar of mustard, ask yourself, Am I really going to eat that? You dont want to buy in bulk just to end up with the bulk of it in the trash. Stick to buying things you know you or your family will eat or use.
And when youre comparing prices, youll need to pay attention to the overall cost (to make sure you dont go over budget) and figure out your cost per unit. But what the heck does cost per unit even mean? Dont worry, theres only a tiny bit of math involved. All you need to do is figure out how much youre paying per item. You can do the math like this:
Total item price ÷ unit weight or number = price per unit (example: $4.59 ÷ 12 eggs = $0.38 per egg)
Its pretty quick and painless to figure out on your (even when youre standing under all that fluorescent lighting in the store).
There are two heavy hitters in the wholesale world: Costco and Sams Club. Both stores are pretty similar when it comes down to what they sell. If you want to buy a 10-pound bag of cubed cheese, this is where youll find it! But you can also buy in bulk at other stores like BJs Wholesale Club and even online outlets like Boxed and Amazon.
It might not always shake out this way, but in general, you can usually count on some items to be a better bargain when you buy them in bulk. Just watch out for a couple of rookie mistakes that can lead to overspending:
Here are some items you should buy in bulk:
This goes without saying, but you dont need to buy everything in bulk. Some things just wont make sense for your household or your budget.
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And yes, were going to keep saying this: Dont buy anything in bulk that you wont actually useespecially if its perishable. Buying perishable items like produce in bulk is always a huge gamble. The odds are rarely ever in your favor that its going to spoil before you can eat all of it. Yeah, 20 avocados for $3.99 is a steal. But if they all go bad before you can eat them, whats the point?
Go ahead and save yourself the heartbreak of having to toss food in the trash, and avoid buying things like:
If youre serious about buying meat in bulkand were talking live off it for the rest of the year seriousthere are a couple of options you can look into.
You can buy meat at many warehouse stores, through online farm-to-table suppliers like Crowd Cow, or straight from a local farmer in your area (use a website like Eat Wild or Local Harvest to find a farm near you).
Lets just cut to the chase here: If your grocery budget is tight, dropping $75 on a big pack of meat in one month wont be the right thing for you. But if you can afford it and you can eat off that 40 pounds of chicken for the next six months (and you already have a deep freezer, vacuum sealer and a massive number of zip-close bags on hand), then $75 might be a worthwhile investment for you.
We went out and compared 11 items you might find at your familys local Kroger against its bigger cousin Costco (tax not included). Keep in mind, these prices are based on our local area of Franklin, Tennessee, so prices may be different where you live.
Heres our grocery store versus buying in bulk breakdown:
Grocery Store Item
Grocery Store
(price per unit)
Bulk
(price per unit)
Quaker Old Fashioned Oats
$6.79 ÷ 2.6 lbs. = $2.61
$15.99 ÷ 10 lbs. = $1.60
Tall Kitchen Trash Bags
(Store Brand)
$13.49 ÷ 120 ct. = $0.11
$21.49 ÷ 200 ct. = $0.11
Folgers Classic Roast Coffee
$10.99 ÷ 25.9 oz. = $0.42
$14.99 ÷ 43.5 oz. = $0.34
Honey Bunches of Oats Cereal with Almonds
$4.79 ÷ 18 oz. = $0.27
$9.49 ÷ 50 oz. = $0.19
Yoplait Yogurt
$0.80 (each)
$13.49 ÷ 24 ct. = $0.56
Cheez-It Baked Snack Crackers
$5.99 ÷ 21 oz. = $0.29
$11.99 ÷ 48 oz. = $0.25
Prego Traditional Pasta Sauce
(Lower Sodium)
$2.59 ÷ 23.5 oz. = $0.11
$9.99 ÷ 135 oz. = $0.07
Organic Applesauce Pouches
(Store Brand)
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$3.79 ÷ 4 ct. = $0.95
$13.99 ÷ 24 ct. = $0.58
Kraft Mac and Cheese
$1.25 (per box)
$18.99 ÷ 18 boxes = $1.06
Whole Milk*
(Store Brand)
$3.49 ÷ 128 fl oz. = $0.03
$7.49 ÷ 256 fl oz. = $0.03
Eggs**
(Store Brand)
$4.59 ÷ 12 eggs = $0.38
$5.49 ÷ 24 eggs = $0.23
*Costco sells milk in packs of two one-gallon containers.
**Costco sells cage-free eggs with a minimum of two dozen.
The short answer is yes. But it all depends on what youre buying.
Looking at our list, you can see some winners right away. If youre eating oatmeal every day, it makes more sense to buy 10 pounds of it for $15.99. To get 10 pounds at the grocery store, youd have to buy four boxes of oats. That would set you back over $27! And to equal the amount of crackers you get in bulk, youd have to buy three of the grocery store boxes. That would cost $17.97 instead of $11.99nearly a $6 difference. And youd end up with way more crackers than you wanted!
You might think savings like that wont add up to very much. We hear youit may not make much of a difference in a single purchase (blame some of that on inflation, by the way). So lets break down what your yearly savings can look like if you switch it up and start buying in bulk for just three things:
Lets say you and your spouse each drink four six-ounce cups of life-giving coffee a day (we know . . . some of you drink more, but stay with us here). If you buy your coffee in bulk, thats just over $37 in savings each year. Just think of how much youd save if you drank 12-ounce cups!
Now stay with us. Lets also say that both of you grab yogurt to snack on each day. Buying that in bulk would save you a whopping $166 over the course of the year. Getting better.
And then you give an applesauce pouch to each of your three kids every day at lunchtime. Buying bulk over the grocery store will save you $393! How do you like them apples?
Now bust out your calculator and get excitedthat adds up to almost $600 in yearly savings. Wow! Thats real money in your pocket that can go toward some other expense or money goal.
Item
Grocery Yearly Cost
Bulk Yearly Cost
Annual Savings
Folgers Classic Roast Coffee
$143
$105
$38
Yoplait Yogurt
$584
$418
$166
Organic Applesauce Pouches
(Store Brand)
$1,038
$645
$393
We know, filling up your shopping cart to the brim with bulk items can feel thrilling, but remember to ask yourself these questions before you get too carried away:
And dont forget that warehouse stores require you to become a member to get all the perks of their club pricing. Thats an annual fee of $50 to $60 for a basic membership, depending on the store.1,2 And if you have to drive an hour out of your way to get to the nearest store, what you save might not cover the gas it costs to get you there.
Also, consider the size of your family. Buying snacks in bulk might be a good value if youve got a house full of hungry teenagers who raid the pantry every five seconds, but it probably isnt great for just you, your spouse and a toddler.
Is buying in bulk the most budget-friendly thing to do? Not always. It really depends on your needs. Like everything else in your budget, think through whether or not it works for you and your specific situation. If it does fit your lifestyle and budget, grab a few staple items in bulk and see how much you can save!
Its sad but truesometimes you wont see that much of a difference in savings. For example, buying milk in bulk saves you virtually nothingand you might be stuck with more milk than you need. Thats why you have to crunch the numbers and find out whats worth it (to you) and whats not.
Dont feel the pressure to buy in bulk if the up-front cost doesnt make sense for your budget. And watch out for how easy it is to buy things in bulk that you didnt plan to buy. Even though it might seem like a pretty good deal, if its going to derail your budget, its not worth it, folks. Dont get sucked into buying stuff you dont need. (P.S. Download Rachel Cruze's Meal Planner and Grocery Savings Guide for more tips and tricks.)
And whether youre buying in bulk or not, make sure you plan out your grocery budget long before you ever set foot in the store. Its easy with our free budgeting app, EveryDollar. You can set up your first budget in as little as 10 minutes and then move right along to your grocery shopping list. Theres no excuse not to do it!
Heres Rachel talking about buying in bulk on her show. Note that the most up-to-date prices on specific items are in this article.
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